Subordinated loan
Fixed interest. Profit-related bonus. 7 years term
Subordinate
loan
Fixed interest. Profit-related bonus. 7 years term
Investment Alternative ProTerra Maroc - Subordinated loan
With crowdinvesting, many investors in the company of like-minded people, the so-called "crowd" (English, swarm), participate in the financing of small and medium-sized enterprises with attractive return potentials through plausible growth opportunities. As a private investor, everyone subscribes as much as he can afford and wants to invest - already from 100 € to max. 25 thousand €. Thus, many small investments in total can help an innovative company to implement its sustainable concept and thus make the world a little more sustainable - without banks.
Pro Terra Maroc - Investment Overview
4,5 Mio €
Total-Financing volume
1.5 million June loan
Funds to be raised
68%
Funds already raised
March 2023 - June 2029
72 months Remaining term
Up to 14%
Target return
Farm/ Fish farm
Asset class
Borrowed capital
Asset class
Scaling (large area application)
Phase
Africa/Europe
Geography
Pro Terra Maroc - Investment Overview
4,5 Mio €
Total-Financing volume
1.5 million June loan
Funds to be raised
68%
Funds already raised
March 2023 - June 2029
72 months Remaining term
Up to 14%
Target return
Farm/ Fish farm
Asset class
Borrowed capital
Asset class
Scaling (large area application)
Phase
Africa/Europe
Geography
Capital appropriation
& conditions
Funds raised will cover the remaining investment in the first polyculture module "Expansion of production finance - Construction of the system components and their economically sustainable operation. The module consists of 5 similar basins with water treatment plants as well as the necessary sanitary - and control installations. The volume of the investment project amounts 1.5 million.
Payment plan
As an investor, you will receive a return of up to 8 % p.a.. with aterm of approx. 6,3 years. In addition, the investor receives an ongoing bonus interest, which depends on the EBITDA (Earnings Before Interest, Taxes, Depreciation and Amortization) achieved by the issuer, both on the respective outstanding partial subordinated loan amount.
The term of the subordinated loan begins for each investor individually when the contract is concluded and ends for all investors uniformly on30.06.2029.
The payment of accrued interest is due on June 30 and December 31 of each year, but no earlier than three months after the end of the financing period, the last with the repayment. In addition to the base interest rate, the subordinated loan amount that has not yet been repaid bears interest at a bonus interest rate. The bonus interest rate is the product of the EBITDA of the respective fiscal year ending six or twelve months before the interest payment date multiplied by the bonus interest rate per EUR 1.00 of EBITDA of 0.000001685% p.a. (act/360). The bonus interest rate shall not apply if a negative EBITDA is determined in the respective fiscal year of the Issuer. A negative bonus interest rate is excluded.
The interest payments are financed as scheduled from the proceeds of the sale of the fish.
Payment plan
As an investor, you will receive a return of up to 8 % p.a.. with aterm of approx. 6,3 years. In addition, the investor receives an ongoing bonus interest, which depends on the EBITDA (Earnings Before Interest, Taxes, Depreciation and Amortization) achieved by the issuer, both on the respective outstanding partial subordinated loan amount.
The term of the subordinated loan begins for each investor individually when the contract is concluded and ends for all investors uniformly on30.06.2029.
The payment of accrued interest is due on June 30 and December 31 of each year, but no earlier than three months after the end of the financing period, the last with the repayment. In addition to the base interest rate, the subordinated loan amount that has not yet been repaid bears interest at a bonus interest rate. The bonus interest rate is the product of the EBITDA of the respective fiscal year ending six or twelve months before the interest payment date multiplied by the bonus interest rate per EUR 1.00 of EBITDA of 0.000001685% p.a. (act/360). The bonus interest rate shall not apply if a negative EBITDA is determined in the respective fiscal year of the Issuer. A negative bonus interest rate is excluded.
The interest payments are financed as scheduled from the proceeds of the sale of the fish.
Become a crowd-investor and subscribe your investment directly online on the platforms of our partners - secure, easy, fast and 24/7.
Become a crowd-investor and subscribe your investment directly online on the platforms of our partners - secure, easy, fast and 24/7.
Contact
You Us
If you have any questions, please do not hesitate to contact our managing director
Björn Heyden will be happy to help.
Contact
You Us
Get in touch with us. Let us exchange.
